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Some financing offers delay payments for three months, while others come with cash bonuses of their own to help sweeten the deal. We found several 0.0% interest loans being offered nationally on new cars, trucks and SUVs during December with many at 0.9%. In addition, we’re finding more deeply discounted financing programs than we’ve seen since the Federal Reserve Board began raising interest rates last spring.

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Stellantis brands are offering up-front clearance discounts on some of its models, with 10% back on a 2023 Dodge Durango and 15% off the sticker price of a 2023 Jeep Gladiator, which amounts to an average of $6,242 and $9,766, respectively.